Let's get you HOME

Why Rent, When You Can OWN?

Do you relate to this video, a little too much? Are you growing tired of loud neighbors? Having a landlord? Wasting money?

We believe everyone deserves their OWN place to call HOME. Many people fall victim to common fears and think they will not qualify for a mortgage due to bad credit, little/no down payment, etc.

We are LOCAL, trusted, experts in our fields, and have multiple creative loan programs and packages to help you get into your home, whatever your financial picture may look like!

Let's chat! Take the 10 minutes out of your day today, to be able to spend many years in your own HOME!

Meet Your Mortgage Brokers

Robert (Bob) Rankin

Bob has been serving homeowners with home loans since 1995, and has been in the financial environment since 1985. His number one statement to his customers is that he will never process a loan for them that does not make sense. His reputation as being trustworthy, reliable and an expert in his field brings him referral after referral.

Billy Wallace

Billy Wallace has nearly 10 years experience in the Mortgage field. He considers it a privilege to help buyers achieve their homebuying needs, whether that is a first time home purchase, an addition to a real estate portfolio or a vacation property. In his spare time, he enjoys traveling with his wife of 32 years, hanging out with friends and family, boating, golfing and Gamecock athletics.

What Our Clients Say About Working With Us

I am glad that I chose Golden Gate Mortgage to help me purchase my home. My broker, Billy Wallace, was untiring in his efforts to make sure that my experience was that of first class service. There wasn’t a time during this process that I could not reach Mr. Wallace. He made sure that if there was an issue, we found a way to keep the ball rolling. If Golden Gate Mortgage has brokers half as diligent as Mr. Wallace, I am sure that your experience will be a successful one, like mine.

spencer D.

My wife and I worked with Bob and his team for many months during the long journey of buying a foreclosed home. This was our first time buying a home and we were warned that buying a foreclosed home as our first-time purchase may be daunting, but Northeast Funding made the process simple and easy for us to understand. Bob and his team were always working to ensure that we received the best quality loan and rate for our finances and for transforming the house we bought into the place we now proudly call our home.

Nate S.

Home Is No Place To Compromise

With trustworthy experts on your side, you will sail through the real process with money in your pocket and the keys to a house you love.

Three Easy Steps to Owning Your HOME


10 Minute Phone Call

Take 10 minutes out of your day today to chat with one of our local mortgage brokers. They will use their expertise and wide array of mortgage products to determine the best course of action for you based on your financial situation.


Free Buyer Consultation

Once we have determined your purchasing power with one of our lenders, it is time to chat with one of The Lafayette Team members to have a 30 minute buyer consultation, to chat about the home buying process, and to identify exactly what you are looking for in your home.


Find your HOME!

It's time to start home shopping! We will be your experts and guide you through each step of the way of finding, securing, and closing on your very own home!

Meet Your Realtors®

The Lafayette Team

At The Lafayette Team, we know that home is too important to compromise, and you want to be confident working through the real estate process. You need trustworthy experts on your side.

With more than 4,000 real estate agents in the Columbia/Lexington area, we know you aren’t starved for choices. But we also know this: Of those 4,000 agents, The Lafayette Team at eXp Realty offers superior service and a higher level of understanding about this market that our competitors just can’t match. We use our experience to help you close with confidence.

Contact us today to get started! Let's get you HOME!

What Our Clients Say About Working With Us

We have had an amazingly positive experience with the entire team. Each member has been professional, friendly, and fun to be with. We recommend The Lafayette Team in the strongest possible way. They are wonderful.

rOBERT & lOIS r.

I had the pleasure of working with The Lafayette Team this month and their attention to detail and professionalism was superb. The way in which they handled every aspect of the transaction was just perfect. We went from contract ratification to clear to close in 20 calendar days. Without their attention to detail and fast action professionalism, this would not have been possible. Way to perform Lafayette Team!!!!

jOHN w.

Get In Touch With Us!

Call 803-770-5440

Email: contact@thelafayetteteam.com

Site: www.thelafayetteteam.com

*Loans arranged through third party providers.

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